Top Topeka Mortgage Rates This November
Have falling home prices enticed you into buying a new house? Today’s prices may be low, but don’t forget to research Topeka mortgage rates, too. The rate you pay to finance your home will have a significant effect on the total cost of your house.
Current Best Mortgage Rates in Topeka, KS
Depending on the kind of home loan you go with, the interest rates available will vary. However, whether you end up with a fixed rate or adjustable rate mortgage, there is a lender with an excellent interest rate in Topeka for you. The following are the local lenders currently offering the best mortgage rates this month:
Best Fixed Mortgage Rates in Topeka
15-Year Fixed
- Educational Credit Union: 3.25%
- Orig. Fees: 0.5%
- Points: 0
- Quicken Loans Inc: 3.25%
- No Orig. Fees
- Points: 1.75
- Landmark National Bank: 3.25%
- Orig. Fees: $500.000
- Points: 0
30-Year Fixed
- Quicken Loans Inc: 3.99%
- No Orig. Fees
- Points: 2
- Educational Credit Union: 4%
- Orig. Fees: 0.5%
- Points: 0
- Community America Credit Union: 4%
- No Orig. Fees
- Points: 0
Lowest Topeka ARM Rates
3/1 ARM
- Capitol Federal Savings Bank: 2.5%
- No Orig. Fees
- Points: 0
- Caps: 2% per Adjustment Period
- US Bank National Association: 2.88%
- No Orig. Fees
- Points: 0
- Caps: 2% per Adjustment Period
- Community America Credit Union: 3%
- No Orig. Fees
- Points: 0
- Caps: 2% per Adjustment Period
5/1 ARM
- Bank of America, National Association: 2.5%
- No Orig. Fees
- Points: 1.13
- Caps: 2% per Adjustment Period
- Capitol Federal Savings Bank: 2.75%
- No Orig. Fees
- Points: 0
- Caps: 2% per Adjustment Period
- US Bank National Association: 2.88%
- No Orig. Fees
- Points: 0
- Caps: 2% per Adjustment Period
Be sure you verify these mortgage rates with the lender before you apply. Interest rates are accurate as of November 1, 2011, but may change at any time. Further, you may be subject to additional requirements or credit approval in order to obtain the lowest advertised Topeka mortgage rate.
